EMI (Equated Monthly Installment)

EMI (Equated Monthly Installment) is one of the payment methods of online shopping, only for the customers using any of the accepted Credit Cards on
Phone Sell BD. It allows customers to pay for their ordered products in easy equal monthly installments.

Phone Sell BD has introduced a convenient option of choosing up to 36 months EMI facility for customers who use Credit Cards for buying specific items like mobile phones & tablets, accessories and many other products. The duration and extent of the EMI options available for a given product will be visible on the product’s view page. EMI plans are also viewable on the checkout page in the Payment Information section.


  • Customers wanting to avail EMI facility must have a Credit Card from any one of the banks in the table below.
  • EMI facilities are only available for Specific Products which costs over BDT 5,000.
  • EMI charges may vary on promotional offers.
  • Phone Sell BD may charge an additional convenience fee if the customer extends the period of EMI offered.
  • EMI facilities vary from one product type to another. Please carefully check the EMI tenure period for your preferred product on each product page and on the checkout page as well.

You can pay with equal monthly installment payment option using the Credit Card of any of the following banks:


  • Different Banks offer different EMI tenure periods as per their own bank policy and each respective bank policy shall apply.

If your desired product is eligible for EMI option, according to its respective product page, and if you have a Credit Card from any of the associated banks which are mentioned above, you can get an EMI facility on your purchased product. During the checkout phase, you will see the EMI options for your eligible cards, banks, and EMI Tenures.

Using EMI as a Payment Method

If you want to purchase a product with EMI then simply follow these steps –

Step 1

  • Select the desired product
  • Click on “ADD TO CART” to view your Shopping Cart

Step 2

  • Check your order details on the “Shopping Cart” page.
  • Then click “PROCEED TO CHECKOUT” .
  • When you see the form submit details & select “Online Pay Or EMI Service” then click “Place Order”.

Step 3

  • Finally, submit your credit card in this form.

Cancel Purchase On Phone Sell BD EMI

In case of a return, your money will be reversed on your credit card within 07-10 working days. There are no charges for this reversal and it will be reflected in your subsequent statement.

EMI Charges